#Poducer life insurance license#

The course will provide the general product and state specific information needed to pass the state exam. Licensing candidates can expect this process to take a minimum of 40 hours. Complete the life and health insurance prelicensing requirements for your state This outline provides a breakdown of the testable topics along with the number of questions for each area of concentration. The exam testing vendor for each state publishes an examination content outline. When preparing for your state exam, it is recommended that you schedule your exam in advance and study toward your exam date. Register for the state exam through your stateвЂ™s designated exam provider

#Poducer life insurance license#

Enroll in a life and health insurance prelicensing courseД®ven though not all states have a prelicensing certification requirement, it is highly recommended that all license applicants complete a program of study to successfully pass the state licensing exam. Steps to Get Your Life and Health License 1. You will also be tested on general insurance concepts, insurance contract terminology, and state-specific regulations based on the state where you are applying for a license. The testable topics include types of life insurance policies, annuities, qualified and nonqualified retirement plans, medical expense and managed care plans, disability income and long-term care insurance, Medicare, Medicaid, and Social Security benefits, group life and health insurance, policy provisions and applicable riders, the application and underwriting process, federal tax considerations and federal initiatives under the Affordable Care Act. To become licensed as a Life and Health insurance producer, you will need to demonstrate entry-level knowledge of the industry by passing a state licensing exam. What do I need to know to pass the Life and Health Insurance exam?

All states, however, require an individual to pass an entry-level insurance licensing exam. The insurance industry is state regulated which means that the licensing requirements will vary by state.